Travel to Africa: Overland Travel Insurance
Do I need travel insurance to go on a overland trip? Short answer – absolutely.
In fact it is compulsory that you obtain adequate Africa Travel Insurance before you leave home and head off on an Overland trip. Ideally you should organize it as soon as you start booking everything else. The insurance offered by your Credit Card company is NOT in any way sufficient.
Africa Overland Travel is a bit of an adventure sport in itself and you will have the opportunity to participate in some pretty out-there and down-right amazing activities so your travel insurance needs to cover all ‘action’ eventualities. Such as skydiving, scuba diving, white water rafting, horse riding to name a few. Make sure you read your policy carefully and if needed, ask the insurance company to give you the list of exclusions. If you plan to take up any of these activities then your insurance cover needs to specify they are included.
Check out the Repatriation section and make sure you are covered should you need to be flown home or to the nearest and best medical facility (even if it is outside of Africa) in the event of a medical emergency.
Baggage and Personal Effects
Well, you are on an Africa Overland Tour so you are not going to have all your best threads, your Gucci handbag or Rolex watch with you anyway right? Loss of luggage may therefore not be that important to you if those t-shirts and shorts are easily replaced.
Cameras & Equipment
What may be important to you is your camera and/or video gear. Most travel insurance policies cover these items to a set, fixed amount. If your gear is worth more than that, make sure you specifically point it out to the insurer and if necessary pay a small extra charge to have the item fully covered to its actual value.
Expedition Travel Insurance from Campbell Irvine makes it easy
Expedition Cover from Campbell Irvine automatically includes the kind of adventure travel and adventure activities you will encounter on your Overland tour. They know what is involved and have been in the business for 35 years.
Travel Insurance policies can be confusing and longwinded and sitting down reading through 5 different covers comparing what is and isn't included can be stressful and tiring!
Save your energy for your Overland tour and get a no obligation quote from Campbell Irvine.
Compare Travel Insurance for Adventure Activities with Travel Insurance Review
At Travel Insurance Review, you can review and compare travel insurance plans for adventure travel and more. Not sure where to start? Check out our Travel Insurance 101 - an easy tutorial to help travelers understand that they need in a travel insurance plan.
- Mixo22 Aug 2012
Hi Imre;You will need to apply for a Travel Insurance that will cover your people for both Mozambique and Tanzania. All the best!
- Imre Reckling21 Aug 2012
I have people working in Mosambique and Tanzania nee insurance in case of emergency. They work for 2 months at a time.
- Minette - OverlandingAfrica.com31 Jan 2012
Hello Liaan; we only sell scheduled overland truck safaris and do not have any specific insurance companies to recommend for importing vehicles. Travel insurance is solely the travelers responsibility to obtain otherwise they will not be able to participate in any one of our tours. I would recommend however to contact a local shipping company or the customs office of the specific countries you wish to travel through for more information. Good Luck!
- liaan30 Jan 2012
hi; i'm trying to find out where to get insurance for a group of people from France; they are shipping there vehicles to southern africa and then doing a tour through SA; Namibia; Botswana etc. they're interested in insurance for the goods and effects and especially the insurance on their vehicles and liabilities; can you possibly point me in the right direction?
- Minette - OverlandingAfrica.com05 Dec 2011
Hi Shannon; Travel Insurance is ultimately your responsibility and as long as you have comprehensive travel insurance you should not have a problem. You can get a quote from Campbell Irvine by clicking on the link in the above webpage. In the past we have also had clients using World Nomads - but you need to make sure what is exactly covered and that it is adequate travel insurance for you. Good Luck!
- Shannon02 Dec 2011
Do you have any recommendations for Medical Insurance for Overlanders and long-term travel?
- Minette - OverlandingAfrica.com18 Aug 2011
Hi Terri; We don't sell travel insurance as this is the passengers responsibility. You can click on the link above 'quote from Campbell Irvine' for more information and a quote! In the past we have had clients use 'World Nomads' but you need to make sure it covers everything that you need covered. Good luck and Happy trails!!
- Terri Souster17 Aug 2011
I would like to find out about getting travel insurance for myself and my boyfriend who plan to travel overland from the UK to South Africa down the east coast of Africa. We plan to do this over 1 year leaving 1st May 2012 and returning 30th April 2013. We will be driving the route. We are both UK citezins and are age 27 and 36. Could you let me know your insurance options and quote
- Dayne - OverlandingAfrica.com01 Sep 2010
Hi Michael; The amount of money you require; besides the tour price and local payment will depend on how many optional activities you decide to do.To learn more about local payments and money on tour; check out our page on money matters.Cheers
- Michael Mader31 Aug 2010
It will be a very interest travel!!! But we will need more money! Can you tell me;how much we will need in 115 days? And we have to pay for the flights to Cairo and back too! How much money will I need at last?
- Tania - OverlandingAfrica.com25 Feb 2010
Hi Catharina; Contact Safari and Tourism Insurance Brokers for a quote. They are based in Durban; Sth Africa.(Google: SATIB). If they can't help they will be able to direct you to the right place. Have fun!
- Catharina Kuipers25 Feb 2010
Could you please inform us if an insurance can be taken out for our hilux while travelling from South Africa via Eastern Africa/middle east/Europe to the Netherlands and then next year back via western Europe and a more western route through africa.
Overland Travel Travel to Africa Insurance with Campbell Irvine
Travel insurance from Campbell Irvine covers almost any adventure your Overland tour can throw at you as well as providing a 24 Hour Worldwide Emergency Medical Service when you travel to Africa.
The Expedition Cover includes all the adventure activities you might want to try on your overland travel to Africa - and more.
Quick, simple, secure and gives total peace of mind when you travel to Africa.
The highlight of my trip had to be Gweru in Zimbabwe, it was my idea of paradise. So much to do there with the animals and the location of it was just beautiful!
— Anne B (27) from Ireland
The trip was great! A very relaxed ride in a mokoro, followed by camping in the Okavango Delta and watching the animals on the islands was awesome!
— Michael & Silke from Germany
I loved every millisecond of the entire trip... Guess what I did in Swakopmund? I skydived out of a plane - woohoo was that AWESOME :-)
— JoJo E (61) from Switzerland
Finally home and had a great timeâ€¦. I loved the shark diving, Sossusvlei and Himba people. Saw Lions, a Leopard, Elephants, Giraffes, everything really! Thanks for…
— John E from Canada
I did not believe in god till i visited Chobe National Park.
— Juca from Uruguay
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